An agent is a person who represents an insurance firm and sells insurance policies on its behalf. Insurance Agent provides service to clients changing insurance needs by selling life, health, and disability insurance as well as property and casuality, long term care . All are designed to protect individuals and businesses from financial losses that occur through accidents, storms, theft, health issues or the death of a family member or business partner. Most of the insurance agents work in the offices, although some may spend much of their time travelling to meet with clients. Their work environment may vary depending on the type of company that employs them.